SACCO Loans Are Growing Faster Than Deposits
SASRA’s 2024 data shows SACCO loans at KES 845.11 billion and deposits at KES 749.43 billion. Learn why the gap matters to members.
Read articleFor Kenya's SACCO members
Know more. Make your next move.
News and practical guides for your SACCO journey, with a marketplace to buy and sell member-listed shares.
Latest stories
January Is Coming: A 100-Day SACCO Money Plan
Use this 100-day SACCO plan to prepare for January school fees, bills, savings goals and possible share-sale needs.
Read articleIn focus
Featured posts
SACCO Shares vs Money Market Funds
Compare SACCO shares and money market funds in Kenya on returns, liquidity, risk, loan benefits and ease of access.
Read article
SACCO Returns vs Bank Fixed Deposits
Compare SACCO returns and Kenyan bank fixed deposits on yield, liquidity, deposit protection, borrowing power and access.
Read articleKeep exploring
More news & guides
How SACCO Dividends and Deposit Interest Are Calculated in Kenya
A simple Kenyan example showing how SACCO share dividends and interest on deposits are calculated
Read article
Your Employer Deducted SACCO Money but Did Not Remit It
Learn how non-remitted SACCO deductions affect loans, savings and CRB disputes, and what members should do when payroll money does not reach the SACCO.
Read article
Share Capital vs Deposits: What Is the Difference?
Although these payments may appear together on your SACCO statement, they do not serve the same purpose.
Read article
5 Red Flags of a Struggling SACCO
Watch for delayed refunds, weak reporting, liquidity problems, loan delays and governance disputes when assessing a SACCO.
Read article
How to Read a SACCO Annual Report in 10 Minutes
Use this 10-minute method to find the figures that matter in a SACCO annual report without reading every page.
Read article
What SACCO Capital Adequacy Tells Members
Learn what core capital and institutional capital mean, and how the 2024 DT-SACCO capital ratios help members assess financial strength.
Read article
What a SACCO Liquidity Ratio Means for Members
Learn what the 61.34% aggregate DT-SACCO liquidity ratio means and why cash availability affects loans, withdrawals and refunds.
Read article
What Is a Healthy SACCO NPL Ratio?
Understand the 2024 regulated SACCO NPL ratio, why lower is generally better and how overdue loans affect dividends and liquidity.
Read article
What Is a Non-Performing Loan Ratio?
Understand how SACCO loan arrears are classified, how the NPL ratio is calculated and why a high ratio weakens earnings and liquidity.
Read article
How to Spot Undervalued SACCO Shares
Assess whether a SACCO share listing is genuinely undervalued by checking price, par value, returns, capital strength and seller urgency.
Read article
How to Value Your SACCO Shares Before Selling
Use par value, dividend history, demand, transfer rules and urgency to set a realistic price for SACCO shares in Kenya.
Read article
5 Things to Check Before Buying SACCO Shares
Use this five-point due diligence checklist before buying SACCO shares from another member in Kenya.
Read articleBefore you buy or sell
A little research goes a long way
Meet through SaccoShares
Find shares in your chosen SACCO, or create a free listing. Buyers send a private inquiry; sellers manage their listing and connect with interested members. Transfers follow your SACCO's own process.
See how it works →Know what to check
Explore financial figures reviewed against published SACCO reports. Confirm share ownership and transfer requirements directly with the SACCO before you pay; listings are member supplied.